Active Members

Inactive Members

Retired Members

What is Multi-Factor Authentication (MFA)?

How is the money invested?

Can I borrow money from my account?

What happens to my contributions?

How much am I paying for my SamCERA benefits?

What is a service credit purchase?

How does a salary increase affect my retirement pension benefit?

What retirement benefits does SamCERA offer?

What about a deferred compensation plan?

How much money will I get when I retire?

Will participating in Voluntary Time Off (VTO) affect my SamCERA benefits?

What should I do about health insurance, life insurance, and deferred compensation?

What should I do before I retire?

Can I work after I retire, and what effect will it have on my retirement?

SamCERA San Mateo County Employees' retirement Association logo

Learn about your retirement benefits with SamCERA and find resources to plan your retirement.

Welcome to SamCERA!

Visit MySamCERA to Manage Your Account Online

Find essential forms, guides, and resources to help you manage your pension benefits.

TopHeader Options Page

The Performance Pulse is a semi-annual summary of SamCERA’s investment performance answering key questions to explain the performance of the fund, where the fund was invested and any significant updates or changes.

Performance Pulse

SamCERA’s investment consultant prepares semi-annual performance reports for the portfolio’s allocations to private equity and private real assets.  The reports provide an overview of our private markets investment program, including portfolio diversification, recent activity and overall performance.

Private Markets Investment Performance Reports

SamCERA’s investment consultant prepares quarterly Investment Performance Reports. These reports provide an overview of where SamCERA’s money is invested, and summarize the fund’s investment returns. 

Total Fund Investment Performance Reports

Life Changes

Cost of Living Adjustment (COLA)

Windfall Elimination Provision & Government Pension Offset


<p>If you are a current or former permanent employee of the County of San Mateo, the San Mateo County Superior Court, and the San Mateo County Mosquito and Vector Control District, you are a valued member of SamCERA.</p>



<p>SamCERA offers two membership categories: <strong>Safety Members</strong> and <strong>General Members</strong>. To learn more about your membership and how to plan for retirement, please select one of the topics below.</p>


  
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                    <h3>Cost of Living Adjustment (COLA)</h3>
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                     <img decoding="async" src="https://content.samcera.gov/wp-content/uploads/2024/09/benefits_estimator_too_3_2_600.jpg" alt="Older black couple goes over their finances in their new modern home with their laptop">					                    <div class="img_block_title">
                    <h3>Windfall Elimination Provision</h3>
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<div class="wp-block-group disclaimer"><div class="wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained">
<p><sub><em><strong>Disclaimer</strong></em></sub></p>



<p><em>The information on SamCERA&#8217;s website and MySamCERA is general and is not considered a legally binding interpretation, enlargement or amendment of the applicable county and public employees’ retirement law provisions contained in the California Government Code and the Internal Revenue Code and Treasury regulations, or the regulations of the SamCERA Board of Retirement. The information within the site is limited and inadvertent errors can occur. Should there be an inconsistency between the website and the governing law, the law will govern.</em> <a href="https://content.samcera.gov/disclaimer-and-terms-of-use/" data-type="page" data-id="37646">Click here for this site’s full Disclaimer and Terms of Use</a></p>
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Members

Frequently Asked Questions – Active Members

Welcome to SamCERA!

Forms & Resources

Investments & Financials

About SamCERA

Members

Frequently Asked Questions – Active Members